Jobs in Credit Job Feed for search: \\\"Credit Risk Manager\\\" http://www.jobsincredit.com 2010-09-09T05:45:26Z http://www.jobsincredit.com/images/logo.gif http://www.jobsincredit.com A career and job site for credit control, credit management, debt collection, commercial and consumer credit recruitment. Jobs in Credit offers the widest choice of credit related vacancies in the UK covering many aspects of financial recruitment. British Gas is implementing automated credit risk management across the customer journey (pre-acquisition to recoveries). Reporting to the Head of Credit Risk, you will manage the Collections Analytics function across Credit Risk within the Credit & Operations Directorate This is an exciting opportunity in the Credit and Risk team at British Gas, the UK’s leading energy and Home Services provider. Part of the Top 30 FTSE 100, Centrica Plc, we are an established British-owned company, committed to providing the best energy and the highest quality home services expertise in the country. • Base salary up to £60K. Package up to c. £80K • Manage up to 4 people • Drive down the annual Bad Debt charge by developing innovative collections and recoveries strategies • Possible Locations: Hattersley, Greater Manchester (SK14 3QU) or Leeds ( LS11 5BD) or Staines (TW18 3BY) with travel to other British Gas sites Credit Risk Manager, Collection Analytics, The Role:- • Drive down the bad debt charge through determining and implementing collections strategies that utilise risk techniques such as segmentation, champion/challenger, trials, early and late stage collections scoring as well as effective use of litigation • Maximise the effectiveness of all contact tools such as dialler, lettering, SMS and “auto voice” using analytics to develop optimal contact strategies that are assigned according to the customers’ likelihood and ability to pay. Collaborate with other teams in Credit & Operations to deliver these strategies • Analyse data from TDX and DCAs to optimise allocation strategies and activities conducted in house versus at a DCA • Proactively seek out opportunities to improve collections processes and increase the amount collected • Maintain an inclusive and collaborative relationship with the collections operation, ensuring that they are fully aware and prepared for any strategy changes and the operational consequences of all such changes. Work with colleagues in Credit Risk to ensure strategies are implemented efficiently and effectively • Represent the department and company in an appropriate manner when dealing with other parts of the company, regulatory bodies and third parties • Recruit, develop, manage, motivate and retain a group of credit risk professionals to ensure performance of the team is optimised • Ensure the efficient allocation of resources across the team, proactively identifying potential problems in advance and ensuring effective resolution of issues Credit Risk Manager, Collection Analytics, The Person:- • Ability to lead analysis effectively and create solutions to business issues • Proven experience of SAS • An analytical based degree and / or relevant experience (eg of appropriate operational experience of specialised area) • Broad knowledge of the financial marketplace and the implications to the Utilities industry Managing others / planning work • Planning: Many requests for work will be made at short notice resulting in the management of outputs with minimal disruption to established goals. • Proven ability to manage technical teams and understand the technology operating across the department • Create ideas and form these ideas into workable solutions that add value All applications must be made on-line. This role will be shortlisted c. end August 2010. Applications received thereafter will be reviewed periodically. Should you require an update on this role, please email Debbie.gordon@centrica.com quoting in the subject title: Update Required: Credit Risk Manager, Ref BG2712. This role is being handled by the Centrica recruitment team and NO agency contact is required. http://www.jobsincredit.com/credit-job/Credit_Risk_Manager%2C_Collections_Analytics/133229 2010-09-09T04:53:28Z Credit Risk Manager, Data and Systems An exciting opportunity has arisen in the Credit and Risk team at British Gas, the UK’s leading energy and Home Services provider. Part of the Top 30 FTSE 100 Centrica Plc, we are an established British-owned company, committed to providing the best energy and the highest quality home services expertise in the country. British Gas is implementing automated credit risk management across the customer journey (pre-acquisition to recoveries). Reporting to the Head of Credit Risk, you will develop, manage and control the production of Credit Risk data and reporting as well as manage credit risk decisioning systems. • Base salary up to £60K. Package up to c. £80K • Manage up to 6 people • Help deliver stretching targets for Bad Debt Charge and Operational Expenditure • Possible Locations: Hattersley, Greater Manchester (SK14 3QU), Leeds (LS11 5BD) or Staines (TW18 3BY) with travel to other British Gas sites Credit Risk Manager, Data and Systems: The Role • Manage the production of Credit Risk Data providing the Credit Risk team with simple, timely and accurate datasets enabling analytics across the whole customer journey from acquisition to collections • Develop and produce the daily, weekly and monthly reporting to monitor Credit Risk performance in an accurate and timely manner • Develop and maintain a governance process alongside IS designed to mitigate the risks inherent in changing operational decisioning systems • Manage the change control process for the Credit Risk decisioning and data systems, ensuring that all changes are appropriately co-ordinated and tested in line with agreed governance and promoted in a accordance of all SLA’s • Represent the department and company in an appropriate manner when dealing with other parts of the company, regulatory bodies and third parties • Recruit, develop, manage, motivate and retain a group of credit risk professionals to ensure performance of the team is optimised • Ensure the efficient allocation of resources across the team, proactively identifying potential problems in advance and ensuring effective resolution of issues. Credit Risk Manager, Data and Systems: The Person:- • Ability to lead analysis / systems configurations effectively and create solutions to business issues • Experience of SAS ideally coupled with knowledge of SAP and/or Strategy Manager • An analytical / computer science based degree and / or relevant experience (eg of appropriate operational experience of specialised area) • Broad knowledge of the financial marketplace and the implications to the Utilities industry. Managing others / planning work • Planning: Many requests for work will be made at short notice resulting in the management of outputs with minimal disruption to established goals. • Proven ability to manage technical teams and understand the technology operating across the department • Create ideas and form these ideas into workable solutions that add value All applications must be made on-line. This role will be shortlisted c. end August 2010. Applications received thereafter will be reviewed periodically. Should you require an update on this role, please email Debbie.gordon@centrica.com quoting in the subject title: Update Required: Credit Risk Manager, Ref BG2723. This role is being handled by the Centrica recruitment team and NO agency contact is required. http://www.jobsincredit.com/credit-job/Credit_Risk_Manager%2C_Data_and_Systems/133228 2010-09-02T19:04:01Z Location : Chester The role holder is responsible for ensuring that the business delivers appropriate and optimal risk strategy. In particular, the role-holder is a lead contact for ensuring the successful management and oversight of credit risk across Underwriting, Collections & Recoveries (operations and strategy), including ensuring delivery of Loan Impairment Charge (LIC) for a £3bn portfolio of unsecured cards and loans book. The role holder will also act as deputy for the Credit Risk Head The role holder will have: Good working knowledge of Credit risk policy, strategy, operations and related procedures. Appreciation of portfolio drivers and how to influence them. An ability to lead and inspire a professional function across multiple locations A passion for the customer, driven by treating customers fairly, with a clear understanding for the customer experience and key customer metrics Decision making, sound judgment. Excellent communication and interpersonal skills, including the ability to communicate complex ideas simply Personal credibility – building and sustaining mutual trust/influence with colleagues at all levels based on sound judgement, known credible expertise and role modelling of values Self-motivated and results driven Educated to degree level or equivalent http://www.jobsincredit.com/credit-job/Credit_Risk_Manager/133573 2010-09-08T10:04:35Z A GLOBAL investment bank requires Strong credit risk specialists/managers to work closely within two divisions.  The ideal candidate needs to:- 1)  Have strong counterparty experience, ideally dealing with Corporate or Financial Institutions. 2) Have strong attention to detail- able to review problems of different levels 3) Review documentation & recommendation 4) work at executive level 5) Strong credit consultancy/projects experience 6) Be the ambassador for credit risk 7) Be able to potential travel to Asia or America Hays City is a trading division of Hays Specialist Recruitment Limited and acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at hays.co.uk http://www.jobsincredit.com/credit-job/Credit_Risk_Manager_Corporate_or_FI/133372 2010-09-06T10:27:29Z A leading corporate bank, based in Canary Wharf, are looking to recruit a Product and Policy Retail Credit Risk Manager for their consumer arm   Risk management accountability and oversight for Cards and Loans portfolios within the Western Europe (WE) cluster, across the credit risk cycle covering underwriting, portfolio management, collections and risk/reward optimisation. The role will also be responsible for managing the following key functional responsibility for the WE Cluster: Impairment & Planning.   The successful candidate will have a strong understanding of:   - Consumer lending products and full lifecycle risk management disciplines with ability to constructively challenge and debate local and industry issues. - International market norms and variances - Business p&l makeup and principles Impairment and Planning framework Hays City is a trading division of Hays Specialist Recruitment Limited and acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at hays.co.uk http://www.jobsincredit.com/credit-job/Product_and_Policy_Retail_Credit_Risk_Manager/133024 2010-09-06T10:25:50Z Our client, a major financial services organisation require a Credit Analyst Manager to join their Credit Analysis and Business Management (CA&BM) department. Credit Analysis and Business Management (CA&BM) is responsible for the development and maintenance of the Basel II compliant credit risk ratings models. The initial phase has been completed with the delivery of a forecasting tool for use by CA&BM and Credit risk business units.  However, there is a significant requirement to deliver continued improvements.  This has led to the need to recruit a manager to drive and support future delivery. - Excellent salary - Ability to develop into the business and take responsibility for a team of analysts - Stability with long term contract over 12months+ The candidate will have a strong technical/statistical background preferably from within a credit risk environment.  To be successful in the role the candidate must be able to demonstrate a good blend of hands on delivery and management skills, as they will be required to produce their own analysis as well as having responsibility for managing a small team. Although not essential an understanding of Basel II would be advantageous . - Good knowledge based on practical experience of credit risk and/or forecasting/econometric model development and maintenance; - Good communication of model design, development and findings through all levels of the organisation. - Proven ability to manage the delivery of projects effectively. Experience of project management and demonstrable experience of delivering results. Strong background in SAS and Excel.   Hays Accountancy & Finance is a trading division of Hays Specialist Recruitment Limited and acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at hays.co.uk http://www.jobsincredit.com/credit-job/Credit_Risk_Manager/133376 2010-09-02T09:40:03Z Job Title: Credit Risk Manager – Retail Portfolio Management Location: London Salary: £50,000 - £60,000 + Bonus, Car, London Allowance & Benefits The main purpose of this role is to lead an analytical team responsible for the credit risk management of the Current Account and Savings portfolio. Accountabilities • Enhance the future capabilities of the Credit Risk area through the formulation of leading edge risk management approaches. • Working with business units to support marketing led activities such as product upgrades and cross-sales. • Participate in overall team activities including planning, resource allocation, training and other important team-building functions. • Accountable for the risk and reward generated by the lending decisions and account management activities carried out within the credit risk area. • Accountable for the total portfolio impairment. The role holder must work closely with both finance and commercial teams to ensure the business direction and decisions are done with value creation focus. • Responsible for team of 3-5 analysts ensuring focus and quality of output. Provide development opportunities where appropriate and ensuring adequate development plans are in place. • Provide mentoring and direction to team members who will be employing analysis and modelling techniques and implementing policy and processes. Candidate Profile • Completion of a degree in a numerate subject or significant relevant experience. • The ability to understand and commission complex analysis to support strategy testing. • The role holder also needs a strong commercial focus and a good understanding of the drivers of credit profitability. • A passion for adding value to the business through the production of empirically sounding policies and approaches. • The intellectual capacity to move their team forward by constantly looking for better approaches. • Passionate about data and statistical modelling, and how this contributes to the business. • Self-starter who naturally assumes ownership of initiatives • Proficiency in performing data analysis and predictive utilizing a standard statistical package such as SAS (preferred) or SPSS. A clear understanding of the methods underlying predictive modelling. Please send your CV to info@aspiredata.co.uk or contact us on 0845 850 4045. http://www.jobsincredit.com/credit-job/Credit_Risk_Manager_%96_Retail_Portfolio_Management/133450 2010-08-28T11:00:02Z